Members, shares, savings, loans, accounting, payroll, wallet, and utility payments — one system, real double-entry books, and a member portal your members can actually use.
Every module below is real, working software — not a mockup — backed by proper double-entry accounting and a full audit trail.
Full member profiles, KYC verification, nominees, and statements.
Share purchases, savings accounts, deposits and withdrawals.
Applications, approvals, flat & reducing-balance interest, repayments.
Double-entry ledger, journal vouchers, trial balance, Char Khata.
Member wallets with top-up and instant member-to-member transfer.
Collect electricity, water, and telecom bill payments from members.
Employee records, salary sheets, advances, printable slips.
Stock tracking with purchase, issue, and adjustment ledgers.
For cooperative staff — branch managers, cashiers, loan officers, and admins — to manage members, process transactions, and run the books.